EMI Calculator
Loan EMI with interest breakdown & amortization schedule. Free, private and runs in your browser.
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Monthly EMI
Total interest
Total payment
Year-wise amortization schedule
About the EMI Calculator
Plan your loan before you sign. Enter the amount, interest rate and tenure to see your monthly EMI, total interest payable and a full amortization schedule.
100% free
No signup
Private – runs locally
Works on mobile
How to use the EMI Calculator
- Enter loan amount, interest rate and tenure.
- See EMI and interest breakdown.
- Expand the schedule for year-wise details.
Frequently asked questions
What is the EMI formula?
EMI = P × r × (1+r)^n / ((1+r)^n − 1), where r is the monthly rate and n the number of months.
Is the EMI Calculator free?
Yes. EMI Calculator on Tooliphy is 100% free with no signup, no watermark and no usage limits.
Is it safe to use? Are my files uploaded?
Your data is processed directly in your browser and is never uploaded to our servers, so it stays completely private.
Does it work on mobile?
Yes, the tool works on Android phones, iPhones, tablets and desktops in any modern browser.
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